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Who Pays for Hospice?

Who Pays for Hospice?

One of the first questions that many families ask us about hospice is, “How do we pay for hospice care?”

Regardless of your financial needs, you can afford hospice care for your loved one. At Golden Rule Hospice, we ensure that no terminally ill patient is excluded from participation in or denied benefits of any hospice care because of an inability to pay for hospice care.

Hospice care is paid for by Medicare, Medicaid, the Department of Veterans Affairs, and most private insurance plans, HMOs, and other managed care organizations. Medicare will cover the hospice care you get for your terminal illness and related conditions, but the care you get must be from a Medicare-approved hospice program.

That means that out-of-pocket expenses are minimized, and in many cases, there may be no out-of-pocket costs.

How Medicare Coverage Works for Hospice Care

Hospice care services are covered by Medicare Parts A and B. Medicare Part A provides up to 100% coverage for hospice care that is related to a terminal illness.

For other hospice services, Medicare Parts A and B apply. That means that depending on deductibles and co-payment requirements, there may be some out-of-pocket costs.

Take note that Medicare coverage applies regardless of the setting of care. So, whether a patient is receiving at-home care or is at a nursing facility, Medicare will cover expenses.

It is important to know, however, that Medicare’s coverage does not extend to room and board at a nursing facility. That is where Medicaid coverage comes into play.

To receive Medicaid coverage for room and board, a patient must meet the eligibility requirements set by the state of Georgia.

A Medicare Advantage Plan, like an HMO or PPO, is a type of Medicare health plan offered by a private company that contracts with Medicare to provide you with all your Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance) benefits.

Original Medicare covers all Medicare-covered services you get while on hospice care, even if you were previously in a Medicare Advantage Plan or other Medicare health plan. Once you choose hospice care, your hospice benefit covers most of your needs.

Original Medicare will still pay for covered benefits for any health problems that aren’t part of your terminal illness and related conditions.

You can choose to get Medicare covered services that aren’t part of your hospice care through your Medicare Advantage Plan or through Original Medicare. If your plan covers extra services that aren’t covered by Original Medicare (like dental and vision benefits), your plan will continue to cover these extra services as long as you continue to pay your premium.

What If You Do Not Have Medicare or Medicaid?

98% of patients that require hospice care are covered by Medicare or Medicaid, but some patients may not have either.

If that is the case, your private insurance plan may include coverage for hospice services.

If that coverage has gaps, or if you do not have that type of coverage, there may be other payment sources you can lean on, like charitable donations.

Golden Rule Hospice Caring Staff in Alpharetta GA

Our Caring Staff Are Ready to Support You and Your Loved Ones

Call us today at (470) 395-6567 or click the button below to schedule a FREE Consultation.

See What Our Clients Are Saying About Us!

We've just started hospice Care for dad about 10 days ago. Don't know where to start so I'll start with Chris are Nurse. Outstanding communications never fails to respond to text or calls. Whether prescriptions or supplies he's on top of it. Kiera and Joe visited and I swear this happened. Joe asked dad what has kept him going for 89 years. Dad said family and watching nature out his back sliding glass door. Less than 2 minutes later a Doe and fawn walked by. Joe and Kiera couldn't believe it. Dad said "see what I mean". He has really improved with moms' constant care. 12 days ago in the hospital he was close to leaving us. I know this is a short time so far and who know how things will go but we are having more time with Pop than i ever thought we would Thank You Clay
Words can not express how grateful our family is for Golden Rule Hospice. From the first meeting with Dennis until the end of my mother's life, they were the most fantastic group of people!The care and love that our mother received during the last ten months of her life was exceptional.Penny, my mother's nurse, is one of the most amazing women I have ever known. She is a compassionate and caring nurse who loves her job and her patients. Penny was always there to answer any of our family's questions and quickly came up with solutions. She not only cared for my mother, but she listened to the life stories that my mom loved to share. She held my mom's hand and would give her a big ol' hug. She provided excellent care and respected my mom's wishes, even until the end. Penny is like a family member, and we all love her!Chaplain Joe was there to offer the spiritual support my mom and family needed, but he gave so much more of himself. Joe loves like Jesus. My mom loved sharing her faith with all that would listen, and Joe would undoubtedly listen. I can not imagine going through the experience of losing my mother without the support of Chaplain Joe. Our family will never forget the kindness Joe showed our mom and us!Every contact we had from Golden Rule Hospice was outstanding, but a few went above and beyond during this very emotional time of our lives. Thank you to Kiera for reaching out and ensuring our needs were met at all times. Thank you to Sunday for your gentleness with our mom during those last days. And last but certainly not least, thank you to Caroline for taking such loving care of mom and making sure her earthly body was at its best in those final days. Mama was always a classy lady, and you wanted to make sure that she lived up to that until the end.Everyone we dealt with at Golden Rule Hospice has earned a place in our hearts forever! Thank you for everything!
This company made the loss of our father a much less stressful situation than it could have been. They were incredibly compassionate and kind and RESPONSIVE.The nurses were kind and very helpful. We knew exactly what to look for throughout the process.And Chaplain Joe has become a family favorite and in fact, we have reached out to him as we mourn the loss of another family member.Do not hesitate to call this wonderful group of people if you’re experiencing a loss. Your loved one will appreciate the care they receive and you will not believe how light your burden can be made.
Well…I don’t know how my grandson’s name is on this post and I can’t seem to change it. I’m actually 70 and really want everyone to know how pleased we have been with Golden Rule Hospice group. We have used them twice now when we needed help with my husband’s parents that moved in with us almost two years ago now. Mom passed with cancer last year and Golden Rule brought us through by seeing to it that every need was taken care of in detail. I am a retired nurse, but I can’t tell you how invaluable their attention to ALL of our needs meant to us…I did not expect the relief I felt knowing we had their total support — spiritually, caregiving supplies, equipment and meds without delay, delightful caregivers, phone conversations, on-call/after-hour calls, insightful experienced advice, right down to taking care of the funeral home arrangements the night she passed. So it’s no wonder we immediately asked for their services again with Dad, even though he has pulled through and is doing well now.Just can’t say enough … call Golden Rule Hospice!
Such a great experience with Golden Rule Hospice! The whole staff is so helpful and wonderful about giving updates. Everyone who cared for my mother did their job professionally as well as being friendly and easy to talk to. So very thankful for all of the services including social worker, nurses, CNAs, pastors and office staff among others. It is comforting to know you have a team to help your loved one and their family. Our family cannot thank Golden Rule enough.
Excellent!! My husband and I really appreciated the support and assistance extend to our family during this difficult time from Golden Rule. Everyone that cared for my husband were great from Victoria, Reggie and the many other staff that help us along the way.We especially loved having Caroline. She is the gem!! She maded sure my husband had adequate supplies,and he was bathed properly, and she was always willing to teach me and share helpful tips regarding his care. She met all our expectations and more.Thank you Caroline!!John and Linda Paschal
Caroline is professional, caring, knowledgeable, compassionate and has a great sense of humor. She thorough and able to assess and adjust to any situation to make her patients comfortable. My Mom loves Caroline and is excited to see her every time she visits.
My experience with all of these lovely and caring people was beyond exceptional! Our nurse Penny, Minnie, Chaplain Joe, Kiera, and others showed so much compassion as my husband fought so hard from Cancer. I never had to worry about someone answering my calls in minutes to medicine getting delivered in record time. I will always have these people as friends and will always carry them in my heart. Excellent service with excellent compassion for their families!
Thank you Golden Rule. April you are always available and helpful. You are amazing with the patients and the family ❤️
Kia and Kathy are fantastic, they have helped so much with everything. They deserve high praise. Thank you so much.
Vivienne and Kia are amazing caregivers to our mother. Both of them exhibit, patience and attention to detail. They are kind and excellent in all they do! We are so grateful for their help and support!
I own a personal care where my residents receive care from Goldenrule hospice , our assigned CNA Vivian is one of the best if not best I have ever worked with that satisfied the expectations of good caregiving , she takes time with my residents, go above and beyond the call of duty to make the residents comfortable, thanks for allowing her to be a part of our care gong team here at Goldenrose and Graceliving.
Nurse Kathy and her assistant could not be nicer!Vivian our CNA makes my wife happy every time she sees her.It is nice to deal with good people!
Golden Rule Hospice provided EXCEPTIONAL care to my father. We are thankful for the teams support, especially Caroline, Reggie, Regina, Grissel, Chandra, Sunday & Dianna. They embody the Golden Rule & for that we are thankful. May God continue to bless each of you!
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Get the Georgia Hospice Care Your Loved Ones Need

With facilities in Alpharetta and Atlanta, we offer in-home and in-patient hospice care throughout the region.

If you are ready to find out how we can help you and your loved ones, please give us a call at (470) 395-6567. At your consultation, we can answer your questions about paying for hospice care and come up with a personalized plan to support your loved ones in accordance with their wishes and yours.

Schedule a FREE Consultation