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Who Pays for Hospice?

Who Pays for Hospice?

One of the first questions that many families ask us about hospice is, “How do we pay for hospice care?”

Regardless of your financial needs, you can afford hospice care for your loved one. At Golden Rule Hospice, we ensure that no terminally ill patient is excluded from participation in or denied benefits of any hospice care because of an inability to pay for hospice care.

Hospice care is paid for by Medicare, Medicaid, the Department of Veterans Affairs, and most private insurance plans, HMOs, and other managed care organizations. Medicare will cover the hospice care you get for your terminal illness and related conditions, but the care you get must be from a Medicare-approved hospice program.

That means that out-of-pocket expenses are minimized, and in many cases, there may be no out-of-pocket costs.

How Medicare Coverage Works for Hospice Care

Hospice care services are covered by Medicare Parts A and B. Medicare Part A provides up to 100% coverage for hospice care that is related to a terminal illness.

For other hospice services, Medicare Parts A and B apply. That means that depending on deductibles and co-payment requirements, there may be some out-of-pocket costs.

Take note that Medicare coverage applies regardless of the setting of care. So, whether a patient is receiving at-home care or is at a nursing facility, Medicare will cover expenses.

It is important to know, however, that Medicare’s coverage does not extend to room and board at a nursing facility. That is where Medicaid coverage comes into play.

To receive Medicaid coverage for room and board, a patient must meet the eligibility requirements set by the state of Georgia.

A Medicare Advantage Plan, like an HMO or PPO, is a type of Medicare health plan offered by a private company that contracts with Medicare to provide you with all your Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance) benefits.

Original Medicare covers all Medicare-covered services you get while on hospice care, even if you were previously in a Medicare Advantage Plan or other Medicare health plan. Once you choose hospice care, your hospice benefit covers most of your needs.

Original Medicare will still pay for covered benefits for any health problems that aren’t part of your terminal illness and related conditions.

You can choose to get Medicare covered services that aren’t part of your hospice care through your Medicare Advantage Plan or through Original Medicare. If your plan covers extra services that aren’t covered by Original Medicare (like dental and vision benefits), your plan will continue to cover these extra services as long as you continue to pay your premium.

What If You Do Not Have Medicare or Medicaid?

98% of patients that require hospice care are covered by Medicare or Medicaid, but some patients may not have either.

If that is the case, your private insurance plan may include coverage for hospice services.

If that coverage has gaps, or if you do not have that type of coverage, there may be other payment sources you can lean on, like charitable donations.

Golden Rule Hospice Caring Staff in Alpharetta GA

Our Caring Staff Are Ready to Support You and Your Loved Ones

Call us today at (470) 395-6567 or click the button below to schedule a FREE Consultation.

See What Our Clients Are Saying About Us!

Golden Rule hospice nurses are the best in the biz. Very professional and courteous. They answered all our questions and helped keep my late uncle Lewis very comfortable in his final days. God bless them all.
This Company has excellent care givers…I’m also a caregiver and Mrs.Vivin R. services one of my Clients Ms.Broome and she’s Is one of The Best she's Very compassionate and very Well trained and I would Definitely recommend her and this Company to anyone in need of assistance ❤️❤️❤️
The care Shamille and Ms. Minnie gave my mom was most amazing! The level of professionalism and concern was so comforting to our family. We were so relieved to know that this company provided such service that was above and beyond any expectations. Thank you Shamille and Ms. Minnie for walking us through this difficult time for our family. You made the experience easier to accept and became a part of our family. Anytime we needed meds, there was a question or concern, supplies, you were right there and didn’t hesitate to assist. Thank you Golden Rule for setting the bar so high and exceeding expectations! We are grateful to your entire team and their contributions to the care of our mom! God bless you all!
My wife has already posted ,but I wanted to also. Vivian & Reggie have been great. They are very good to work with and they care.They explain everything to the family. We consider them friends
Ms. Vivian and Nurse Reggie have been taking excellent care of my 104 year old Mom! Golden Rule Hospice has the nicest staff! Everyone has been just great! If other healthcare professionals would emulate their example, we'd have a much more humane healthcare system.
What an amazing experience with Golden Rule Hospice! From the very start, nothing but caring and knowledge people from the staff. Our nurse Lisa and her assistant Kia have given my dad and mom outstanding care! We couldn’t have done this without them! Very attentive, professional, and truly love my parents. They have both touched my parents lives and well as me and my family. I would highly recommend them!
I would just like to say a profound and heartfelt Thank You to our family’s caregiving team at Golden Rule Hospice. All the nurses, Reggie, Diana, Opal, and others; CNAs Minnie and Vivian; Social Worker Liz; the Chaplain, office workers, and everyone else I have not mentioned - you held us up when we needed it and gave Mark an easy passing with your excellent care.
I would like to shine a bright light on two very excellent caretakers. Nurse Reggie Cook R.N and Vivian Robinson C.N.A. They both are hard workers with the love and compassion given to my private client Mrs. Linda Creekmore. Both are very knowledgeable in their nursing skills. My days are much better once they arrive! Thank youBrenda G. Brown
Vivian R. Is a treasure. The kindness and care she showed my mother, Ellie Pope, brought comfort to our entire family. She showered mom with beautiful jewelry and always ensured that Mom was well dressed and well accessorized! She was incredibly helpful and very specific about things I could do to help my mom. V Vivian worked so well with our other caregiver and we truly miss her. Unfortunately mom was dismissed from Golden Rule Hospice due to Medicare qualification issues. Thankfully, she still works here at Montclair and is able to visit with mom. As Mom said, I really like her.
Vivian R has been working with my mom, Mrs Boland, for a few months. Vivian is so sweet and patient with my mom who struggles with her memory. Vivian has been a wonderful addition to my mom’s caregiving team and we are thankful for her.
They serve according to the definition of the name of the company “Treating others the way you want to be treated “. The CNA Vivian R does an excellent job with my father David R and his nurse Reggie they are very kind and knowledgeable thank you Golden Rule!!!
My Mother is 89 years old. Reggie and Vivian are the best! Reggie connects with my mother Bernice in a special way. He's helpful and personable. He helps me with her medications and addresses any concerns in a timely manner. Vivian is an awesome person who brightenes my mothers day by gently caring for her and seeing about her welfare. Thanks Golden Rule for sending out caretakers who actually care!
We had an incredible experience with Golden Rule! They took care of my dad, Joe Spinks, in Montclair. So many good employees but in particular- Reggie and Vivian R. were exceptional! Always so compassionate, professional and caring. They made our difficult journey much more bearable! Vivian kept my daddy clean and bathed him with love and humor. Reggie communicated with us so honestly and compassionately! You are so lucky to have them! We appreciate all those at Golden Rule who assisted us until my dad’s passing. Thank you for such kindness.Terry Waterman
I will never have the words to properly express how amazing Golden Rule Hospice was taking care of my Dad. Chris and Andre, as well as the entire staff at Golden Rule were perfectly amazing. I had used 4 other agencies before I found Golden Rule. Wish I had found them FIRST.
Golden Rule Hospice is an amazing group of people. They cared, not only for my 95 year old Father, but our whole family. The entire team is wonderful and I cannot say enough good things about them but I need to give a special shout out to a few people. Ebony, who saw my Dad 3 days a week brought such joy, smiles, laughter and light during difficult days. We all looked forward to her visits and she shared her love with all of us. Harlee, his nurse, has such a kind and loving spirit. Her ability to effectively communicate and take the time to discuss options and the best path for Dad was a blessing. Stanley, the Chaplin who saw my Dad, made such a positive impact on our family, he officiated my Dad’s memorial service. They provided support, comfort, a shoulder to cry on and guidance as we navigated saying goodbye to the best man I have ever known. Their support did not end with my Dad’s passing. Weeks later they still call and text to check in to see how we are holding up. There are so many more people behind the scenes that we did not see regularly but whose support and guidance was invaluable. I have never encountered a business who employs such an extraordinary group of people. We were so very lucky to have found them.
Lisa was the absolute best during such a tragic time. She went above and beyond to make sure my stepmom was comfortable and taken care of. She is caring, loving, knowledgeable and the gem we needed. Thank you Lisa for everything you did for my family.
My experiences with Samara, Brian Baker, Shamille, and Nicole have all been truly amazing. I can already tell they are a caring team and will take good care of your loved ones
I want to give a huge shout out to the wonderful nurses that work for Golden Rule Chris, Sunday, Ebony and Andre!!! Y'all are so AMAZING!!! Thank you for all you do ALWAYS!!! I also want to give a special shout out to Brandi if you know her you know that she's Top Tier, top notch she's the BEST! Y'all rock!!
Brandi has been so special with the love and attention she's given to my grandmother. The support my family feels from Golden Rule Hospice has made a tough situation feel better. The gentle guidance Brandi has shown means so much. I can't thank you enough!
Golden Rule Hospice has been such a blessing to my family. I will be eternally grateful to Vivian Robinson for the exceptional care she has given my 95 year old father and my 93 year old mother. Vivian is a skilled professional who is warm, caring , nurturing and compassionate but most importantly, my parents love her.
Golden Rule is AMAZING! From the first phone call to Bobbi Love, we knew Golden Rule was the right choice for our Mama. Little did we know how awesome Penny Crews and her team would be. What a blessing! Penny became our family. She was so sweet to Mama and would sit and hold Mama’s hand and discuss anything Mama was feeling - from medicines to fears and everything in between. Charlotte was so precious giving Mama her bath and fixing her hair- Mamas favorite thing. Mama loved singing hymns with Regina. Sunday would be our nurse on the weekends and after hours- and what a treasure he was. Mama was in Penny’s (Golden Rule) care for about 6 months until she passed away. Penny came to her visitation. There are no words to describe how much Golden Rule, Penny Crews and her team meant (and still mean) to us and what a positive affect they had on the end of my Precious Mama’s life and on our family. Thank you SOOO MUCH!
Every step of the way, everyone has been so nice and caring. They have treated my Dad with exceptional care. Very grateful to have this care for him.
Vivian Robinson, is my grandfather’s caregiver @Montclair and has been providing excellent care. Per his report, “She has been providing excellent care in all hygiene, feeding, and ADL care on a daily basis. She has been a great people person and has communicated with me in a way that has made me feel cared for and supported.”
Excellent experience in our time of need and on very short notice. Unbelievable attention to detail and follow-up was shown by their sincere, experienced and dedicated professionals. Every representative of this organization expressed concern for our well being. Highly recommend this organization to anyone needing this type of assistance.
Vivian Robinson is my father's caregiver and she is amazing. His health has improved dramatically since she has been working with him.
We had a wonderful experience with Golden Rule Hospice. I can't say enough wonderful things about our nurse, Meghan Moore. She was extremely attentive, caring, and responsive during our time with Golden Rule. She made sure our transition off of hospice was incredibly smooth as well, along with the office staff. She is a true gem and I highly recommend GR.
Vivian Robinson is a very excellent CNA. I've worked with her a little over 6 years. Very great personality, very compassionate and patient care centered. Always go the extra miles and leave her clients smiling. Golden Rule is very fortunate to have a CNA like her. Golden Rule thank you for all your services 💜
I worked with Samara at Holbrook she always come to work in good sprit ready to work she’s a hard working person very reliable when every you asked her for helps she never tells you no! She take very good care of her patients!
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Get the Georgia Hospice Care Your Loved Ones Need

With facilities in Alpharetta and Atlanta, we offer in-home and in-patient hospice care throughout the region.

If you are ready to find out how we can help you and your loved ones, please give us a call at (470) 395-6567. At your consultation, we can answer your questions about paying for hospice care and come up with a personalized plan to support your loved ones in accordance with their wishes and yours.

Schedule a FREE Consultation